Alberta Carriers: did you know that if your commercial vehicle is involved in a collision -
The collision will show up on your carrier profile with assigned points that hurt your risk rating, even if the collision was not your fault?
Contact us Today to discuss collision evaluations and the benefits of protecting your carrier profile.
First Off - What is a Collision?
Definition: A traffic collision, also called a motor vehicle collision, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other stationary obstruction, such as a tree, pole, or building.
In Alberta: As per current legislation in Alberta, traffic collisions must be immediately reported to the police if it results in death, injury or property damage of $2,000 or more. A collision report is completed and stored in a collision database. The data is then verified and compiled for the following reports.
NSC Vehicles: If the vehicle operates solely within Alberta and the GVWR exceeds 11,793 KG then this is a Provincially registered commercial vehicle. If the vehicle operates within and outside of Alberta and the GVWR exceeds 4,500 KG then this is a Federally registered commercial vehicle.
With This In Mind: Can you confirm that a collision took place with a commercial vehicle registered with Alberta license plates?
Do I Need to Complete a Collision Evaluation?
Carrier Profile Impact: After confirming that a collision took place with an Alberta plated commercial vehicle, the carrier can expect this collision to show up on their Alberta Carrier Profile.
In Alberta, the collision will automatically show up as a preventable collision (your fault) and points will be assigned. For those that are not aware, points being assigned on your carrier profile is considered a bad thing, as this can lead to an audit or investigation, which could potentially lead to fines, penalties, or worse.
Step 1: Confirm the collision occurred, and ask yourself "was this collision preventable, as in could it have been avoided, or was there nothing that could have been reasonably done to avoid the collision?
Step 2: Confirm that the collision could not have been prevented? Proceed to step #3.
Step 3: Prepare your application to have a collision review completed by Carrier & Vehicle Safety within 12 months from the date the collision occurred. Note: the application package can be prepared by the carrier, or with the help of a transportation consultant (We are transportation consultants)
Preparing for a Collision Evaluation
Important Note: when preparing and submitting the collision evaluation package, it is extremely important to ensure all of the requested information is submitted within the package, and all of the information is accurate.
Items to Prepare:
Application for Collision Review
Collision Report (completed by a law enforcement agency)
Signed Witness (Driver) Statements
Internal Company Collision Investigation Report
A Letter from the Insurance Company or Department Identifying any Determinations Made
We Understand the required information can be timely and at times confusing, as you need to ensure your data is accurate and complete. We work with carriers regularly on completing collision evaluation packages, to help eliminate all concerns along the way.
Contact us today if you would like to discuss this process further, or would like us to assist you with your collision evaluation package.
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